Specialist insurance advice and guidance for a continually evolving sector

Computers, Electronics and other technology related industries are continually changing and evolving and as a result require specialist insurance advice and guidance.

At Hallsdale Commercial we have identified that Companies in the tech industry generally share common characteristics that include:

  • Use of modern factories, processes and equipment
  • Highly developed quality control systems
  • Clean working environments with standards of housekeeping and maintenance to a very high standard
  • Ambitious, successful and profitable

The above factors make your more attractive to insurers than the vast majority of trade and industries and as a result we have partnered with a select panel of insurers to develop bespoke policies to protect you against your own unique risks and with premium levels to reflect these facts.

The covers under this facility can include the following:

  • Material damage – ‘All Risks’ cover, covering assets at your own premises and elsewhere.
  • Business Interruption – Loss of Gross Profit that can be extended to include:
    • Prevention of access
    • Loss of public utilities including advanced communication dependencies
    • Suppliers – including datacentres
    • Customers
    • Research and Development
    • Book Debts
    • Murder, Suicide and infectious Diseases.
  • Goods In Transit
  • Employers Liability
  • Public and Products Liability
  • Product Recall
  • Product Guarantee
  • Errors and Omissions
    • Non negligence cover provided
  • Cyber Liability/Crime

Furthermore, as companies expand not only within the UK but increasingly into Europe and further afield, we are asked to provide cover on a multinational basis. It is therefore comforting to know that under our special facilities and in partnership with our suppliers we have a multinational capability allowing us to provide cover worldwide.