Competitive solutions combined with the best level of service and professional advice

At Hallsdale Commercial we specialise in the provision of insurance to the Motor Trade industry whether you are a sole trader, a main dealership, a motor sport vehicle manufacturer or a major recovery operator.

We believe that our knowledge and experience of the motor trader is second to none, and our staff have gained experience with numerous insurers in their capacity as underwriters, surveyors and claims negotiators before becoming involved with their current broking roles.

Our aim has always been to offer a competitive solution, combined with the best level of service and professional advice. Our reputation is something we are proud of and has been well earned.

The type of cover we can arrange is flexible, which means it can be tailored to suit the specific needs of the nature and scale of your business, whether you are involved in vehicle sales, body repairs, auto electrics or service and repairs of Private Light Good or Commercial Vehicles including MOT’s, then we can provide a product to suit your needs. Our brokers will work with you to determine the risks your motor business is exposed to and the level of protection you need to mitigate these. As independent advisors, the advice we provide is completely non-biased, with our client’s best interests at the heart of all that we do.

Covers include:

  • Material Damage – cover for equipment, money and vehicles, including seasonal increase in vehicle sum insured during peak registration periods.
  • Road Risks – cover for social, domestic and pleasure use in EU countries, as well as damage from misfuelling and including personal accident cover for the driver.
  • MOT Loss of Licence – cover following loss or suspension of MOT licence with free appeal, consultancy service and advice helpline.
  • Business Interruption – cover for reduced earnings on a gross profit basis following a loss insured under the Material Damage, Roads Risks or Self Drive Hire sections of the policy.
  • Public and Products Liability – from £2,000,000, with the option of increasing up to £20,000,000.
  • Employer’s Liability – standard limit of £10,000,000, with the option to increase up to £25,000,000.
  • Commercial Legal Expenses – cover automatically included.
  • Engineering – Breakdown and Statutory inspection.